March 30, 2015 Sovereign Valley Farm, Chile What I’m about to tell you is not my own opinion or even analysis. It’s original data that comes from the United States Federal Reserve and national credit bureaus. 40 million Americans are now in debt because of their university education, and on average borrowers have four loans with a total balance of $29,000. According to the Fed, “Student loans have the highest delinquency rate of any form of household credit, having surpassed credit cards in 2012.” Since 2010, student debt has been the second largest category of personal debt, just after a … Continue reading Free the Serfs